0) ? $cost * (1 + $cfg['floor_pct'] / 100) : 0.0; if ($amount < $floor - 0.001 || $amount < $price * $cfg['decline'] / 100 - 0.001) { return 'decline'; } if ($cfg['accept'] > 0 && $amount >= $price * $cfg['accept'] / 100 - 0.001) { return 'accept'; } return 'review'; }